In this article Housing is the single-largest expense for most Americans. Those looking to offset living expenses, build equity, and earn rental income have become enamored with house hacking. For new investors, house hacking is a great way to get into real estate...

In this article The APR (annual percentage rate) on a loan is the total cost of borrowing money. Understanding APR is crucial when applying for a mortgage, personal loan, credit card, or real estate loan. The percentage amount greatly impacts the...

In this article As a real estate investor, you should know about all your loan options. Secured and unsecured loans are the main types, and smart investors understand how to use both to their advantage.  Unsecured loans can provide the money you...

In this article Exploring financial strategies in homeownership often leads to considering a cash-out refinance, among other options. This article sheds light on its potential advantages and pitfalls, helping you make well-informed decisions tailored to your financial objectives. What Is a Cash-Out...

In this article You can add renovation costs to a conventional mortgage, but only when you’re using a conventional cash-out refinance.  If you’re doing a cash-out refinance on an existing home, you can withdraw additional funds on top of your existing mortgage...

In this article There’s nothing like spending hundreds of hours looking for property, finding a great deal—and not being able to buy your first investment property.  I should know. This was my life for years. I listened to hundreds of BiggerPockets podcasts, read...

In this article Real estate investors know that having an investor-friendly lender makes all the difference. For those starting out in real estate investing, you may be surprised to hear that not all lenders are open to working with investors. Real estate...

In this article Throughout the past year, this series of articles has comprehensively covered DSCR loans. We have discussed how to get the best rate and terms, how to use advanced strategies to maximize return, and a long list of FAQs (part 1 and part 2).   Also...

In this article A HELOC (home equity line of credit) is a revolving credit line that uses the equity in your home as collateral and works similar to a credit card. How much you can borrow (the credit limit) is replenished...

In this article Most people can’t afford to buy a house or property outright, which is where a mortgage comes into play. But what is a mortgage, and how does it differ from a loan? A mortgage can come from a bank,...