Posts filed under: Mortgages & Creative Financing

Mortgages & Creative Financing

In this article If you’ve built equity in your properties, you may be eligible to cash it out and use it for other purposes. Using the equity in your investment properties is a great way to fund home improvements, expand your real...
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In this article Assuming a mortgage might be a possibility when buying a property, but it’s not always in the buyer’s best interest or allowed. Understanding how an assumed loan works, what the mortgage lender requires, and what financial and legal considerations...
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In this article A jumbo loan is a type of mortgage used to finance real estate that exceeds traditional conforming loan limits. Also called a jumbo mortgage, jumbo loan limits are higher than those set by the Federal Housing Finance Agency...
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In this article When you’re applying for a mortgage, the principal and interest aren’t the only things you need to consider. There are additional upfront closing costs, and there are also ongoing monthly expenses like property taxes, a homeowners insurance premium,...
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In this article If you’ve ever looked into how mortgage loan repayment works, you’ve likely heard the term “amortization.” Amortized loans are the most common types of real estate loans, offering a predictable monthly payment with decreasing interest payments instead of...
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In this article When you buy an investment property, the down payment isn’t the only thing you need to budget for. You also have to pay closing costs, usually 2% to 5% of the cost of the property. If a property’s...
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In this article Hard money lending can be an excellent way for real estate investors to build wealth. If you have a high income, excess cash in the bank, and experience in real estate investing, you could offer investors private money...
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In this article This article is presented by Easy Street Capital. Read our editorial guidelines for more information. Navigating the world of financing rental properties can be overwhelming for even experienced real estate investors. There are tons of terms, phrases, and acronyms that can...
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In this article A conventional mortgage loan is a type of financing offered by private lenders. Also called a conforming conventional loan, the mortgage meets the requirements for government-backed loans like Fannie Mae and Freddie Mac mortgages. Borrowers must meet specific...
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In this article This article is presented by Easy Street Capital. Read our editorial guidelines for more information. Short-term rentals continue to be one of the hottest areas of real estate investing in 2023. Despite some market volatility, slow down, and saturation in some...
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