Posts filed under: Mortgages & Creative Financing

Mortgages & Creative Financing

In this article Second mortgages allow investors to tap into the equity of their existing property holdings. Many investors cash out equity in their rental properties to make other investments. You can use a second mortgage in many ways, including property...
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In this article Are you considering a mortgage refinance but unsure of the costs? Refinancing your mortgage can save you thousands of dollars in the long term. When refinancing, negotiating lower interest rates, tapping into property equity, or shortening the loan...
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In this article This article is presented by Easy Street Capital. Read our editorial guidelines for more information. The BRRRR method of real estate investing continues to be one of the most-used strategies in 2023. With interest rates elevated yet property values remaining resilient,...
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In this article When it comes to investing in real estate, securing the right type of financing plays a crucial role in any successful transaction. This principle holds even more truth for investors aspiring to venture into the short-term rental space—a burgeoning...
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In this article While real estate is often a significant investment, it also often requires you to move quickly to obtain great properties. Moving quickly, however, can be difficult, especially if you’re working as an investor and you have funds tied...
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In this article You can leverage your real estate investments by borrowing money to afford a higher purchase price. Knowing how to calculate a mortgage payment is important to make significant business decisions when adding to your real estate portfolio. Typical Costs...
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In this article The loan-to-value (LTV) ratio is a key metric mortgage lenders use to assess their risk of lending you money. Most lenders use the LTV ratio, credit score, debt-to-income ratio, interest rate, and property value when processing your mortgage...
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In this article This article is presented by Easy Street Capital. Read our editorial guidelines for more information. DSCR loans, while still a relatively new product, continue to expand in use and popularity for investors looking to achieve financial freedom through real estate. Throughout...
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In this article Buying a house with an LLC has many benefits for real estate investors. When the limited liability company owns the property, you can access tax benefits and asset protection. You may also find it easier to partner with...
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In this article Choosing between a HELOC vs. home equity loan is a big decision. HELOCs have variable interest rates and home equity loans have fixed rates, but that’s not the only difference. Check out how they compare to see which makes...
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